| 2026/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2025/12 HKD(K$) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | |
| Interest Income | 4,852,784 | -8.763% | 10,362,908 | 12,147,056 | 11,485,605 | 6,964,602 |
| Interest Expense | (1,882,516) | -25.955% | (4,534,239) | (6,858,939) | (6,670,170) | (2,581,542) |
| Net Interest Income | 2,970,268 | 6.980% | 5,828,669 | 5,288,117 | 4,815,435 | 4,383,060 |
| Other Operating Income | 1,152,983 | 13.133% | 2,086,512 | 1,646,806 | 1,100,649 | 2,443,210 |
| Total Operating Income | 4,123,251 | 8.633% | 7,915,181 | 6,934,923 | 5,916,084 | 6,826,270 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 4,123,251 | 8.633% | 7,915,181 | 6,934,923 | 5,916,084 | 6,826,270 |
| Operating Expenses | (1,753,134) | 2.698% | (3,446,287) | (3,340,050) | (3,168,897) | (3,016,010) |
| Impairment Losses on Loans & Advances | (742,835) | 5.156% | (1,746,392) | (1,776,627) | (798,335) | (784,312) |
| Other Impairment Losses | 19,028 | -- | (36,421) | (14,734) | 67,024 | (18,788) |
| Operating Profit / (Loss) | 1,646,310 | 21.013% | 2,686,081 | 1,803,512 | 2,015,876 | 3,007,160 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | (95,003) | (101,882) | (41,087) | (38,311) |
| Change in FV & Impairment on Others | 0 | -- | (493,023) | (15,715) | (552,000) | (1,683,000) |
| Profit / (Loss) on Disposal | (111,156) | 277790.000% | (46) | (1,102) | 2,818 | (2,437) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 532,093 | 16.011% | 761,558 | 710,556 | 715,971 | 686,570 |
| Profit / (Loss) before Taxation | 2,067,247 | 13.644% | 2,859,567 | 2,395,369 | 2,141,578 | 1,969,982 |
| Taxation | (286,766) | 19.383% | (383,753) | (335,022) | (281,272) | (361,182) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 1,780,481 | 12.771% | 2,475,814 | 2,060,347 | 1,860,306 | 1,608,800 |
| 2026/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2025/12 HKD(K$) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | |
| Depreciation & Amortisation | 197,295 | 6.927% | 371,282 | 376,221 | 349,014 | 380,169 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 127.000 | 13.393% | 176.000 | 147.000 | 132.000 | 114.000 |
| DPS (cts) | 35.000 | -- | 80.000 | 66.000 | 60.000 | 39.000 |
| Dividend Payout Ratio (%) | 27.559% | -- | 45.455% | 44.898% | 45.455% | 34.211% |
| Cash flow per share ($) | -- | -- | 1.589 | (1.589) | (0.814) | 3.529 |
| NBV per share ($) | 25.809 | -- | 25.060 | 23.839 | 23.175 | 21.280 |
| Remarks: | Real time quote last updated: 28/08/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 1,780,481 |
| %Change | 12.771% |
| EPS / (LPS) | HKD 1.270 |
| NBV Per Share ($) | HKD 25.809 |