| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 496,135,000 | -1.430% | 1,000,907,000 | 1,071,539,000 | 1,048,851,000 | 880,848,000 |
| Interest Expense | (259,402,000) | -10.091% | (560,202,000) | (622,605,000) | (582,306,000) | (421,582,000) |
| Net Interest Income | 236,733,000 | 10.203% | 440,705,000 | 448,934,000 | 466,545,000 | 459,266,000 |
| Other Operating Income | 120,380,000 | 5.042% | 219,161,000 | 183,837,000 | 157,593,000 | 127,195,000 |
| Total Operating Income | 357,113,000 | 8.407% | 659,866,000 | 632,771,000 | 624,138,000 | 586,461,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 357,113,000 | 8.407% | 659,866,000 | 632,771,000 | 624,138,000 | 586,461,000 |
| Operating Expenses | (126,678,000) | 6.010% | (256,623,000) | (235,770,000) | (222,933,000) | (199,506,000) |
| Impairment Losses on Loans & Advances | (69,702,000) | 7.348% | (107,185,000) | (120,861,000) | (106,114,000) | (92,793,000) |
| Other Impairment Losses | 1,626,000 | -78.113% | 4,098,000 | 18,139,000 | (448,000) | (11,166,000) |
| Operating Profit / (Loss) | 162,359,000 | 6.521% | 300,156,000 | 294,279,000 | 294,643,000 | 282,996,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 560,000 | -6.355% | 1,132,000 | 675,000 | 965,000 | 645,000 |
| Profit / (Loss) before Taxation | 162,919,000 | 6.470% | 301,288,000 | 294,954,000 | 295,608,000 | 283,641,000 |
| Taxation | (30,888,000) | 14.911% | (43,352,000) | (42,235,000) | (49,237,000) | (46,916,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (8,437,000) | -1.287% | (14,915,000) | (14,878,000) | (14,467,000) | (10,203,000) |
| Others | (8,269,000) | -14.840% | (13,834,000) | (16,300,000) | (15,296,000) | (13,419,000) |
| Profit / (Loss) Attributable to Shareholders | 115,325,000 | 6.900% | 229,187,000 | 221,541,000 | 216,608,000 | 213,103,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 13,553,000 | -2.405% | 28,034,000 | 29,221,000 | 30,416 | 28,868 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 36.000 | 0.000% | 74.000 | 75.000 | 74.000 | 72.000 |
| DPS (cts) | 11.900 | -- | 22.630 | 24.240 | 23.640 | 23.200 |
| Dividend Payout Ratio (%) | 33.056% | -- | 30.581% | 32.320% | 31.946% | 32.222% |
| Cash flow per share ($) | -- | -- | 2.624 | 1.872 | 2.773 | (0.074) |
| NBV per share ($) | 8.847 | -- | 8.671 | 8.581 | 7.981 | 7.385 |
| Remarks: | Real time quote last updated: 28/08/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 115,325,000 |
| %Change | 6.900% |
| EPS / (LPS) | RMB 0.360 |
| NBV Per Share (¥) | RMB 8.847 |