| 2026/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2025/12 HKD(K$) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | |
| Interest Income | 58,144,000 | -6.489% | 120,355,000 | 139,439,000 | 128,489,000 | 63,770,000 |
| Interest Expense | (29,962,000) | -19.153% | (67,444,000) | (87,105,000) | (77,411,000) | (25,020,000) |
| Net Interest Income | 28,182,000 | 12.194% | 52,911,000 | 52,334,000 | 51,078,000 | 38,750,000 |
| Other Operating Income | 11,721,000 | -21.954% | 24,108,000 | 18,919,000 | 14,420,000 | 15,465,000 |
| Total Operating Income | 39,903,000 | -0.583% | 77,019,000 | 71,253,000 | 65,498,000 | 54,215,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 39,903,000 | -0.583% | 77,019,000 | 71,253,000 | 65,498,000 | 54,215,000 |
| Operating Expenses | (8,980,000) | 6.702% | (18,193,000) | (17,494,000) | (16,607,000) | (16,950,000) |
| Impairment Losses on Loans & Advances | (2,385,000) | -26.930% | (8,248,000) | (4,945,000) | (6,419,000) | (2,545,000) |
| Other Impairment Losses | (87,000) | 61.111% | (46,000) | (137,000) | 86,000 | 197,000 |
| Operating Profit / (Loss) | 28,451,000 | 0.169% | 50,532,000 | 48,677,000 | 42,558,000 | 34,917,000 |
| Change in FV & Impairment on Inv. Prop. | 52,000 | -- | (1,607,000) | (1,487,000) | (1,400,000) | (1,415,000) |
| Change in FV & Impairment on Others | 256,000 | -- | (361,000) | (329,000) | 0 | 0 |
| Profit / (Loss) on Disposal | (3,000) | 50.000% | 3,000 | (3,000) | (5,000) | (1,000) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 16,000 | -- | 7,000 | (104,000) | (239,000) | (339,000) |
| Profit / (Loss) before Taxation | 28,772,000 | 5.454% | 48,574,000 | 46,754,000 | 40,914,000 | 33,162,000 |
| Taxation | (4,416,000) | -1.429% | (7,385,000) | (7,636,000) | (6,057,000) | (5,932,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (617,000) | -4.193% | (1,068,000) | (885,000) | (742,000) | 100,000 |
| Others | -- | -- | -- | -- | (1,392,000) | (1,390,000) |
| Profit / (Loss) Attributable to Shareholders | 23,739,000 | 7.125% | 40,121,000 | 38,233,000 | 32,723,000 | 25,940,000 |
| 2026/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2025/12 HKD(K$) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | |
| Depreciation & Amortisation | 1,388,000 | 1.019% | 2,741,000 | 2,867,000 | 2,919,000 | 3,001,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 224.530 | 7.128% | 379.470 | 361.620 | 309.500 | 245.350 |
| DPS (cts) | 81.880 | -- | 212.500 | 198.900 | 167.200 | 135.700 |
| Dividend Payout Ratio (%) | 36.467% | -- | 55.999% | 55.002% | 54.023% | 55.309% |
| Cash flow per share ($) | -- | -- | (8.237) | 0.177 | 18.644 | (2.442) |
| NBV per share ($) | 34.084 | -- | 33.910 | 32.037 | 30.280 | 28.355 |
| Remarks: | Real time quote last updated: 28/08/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 23,739,000 |
| %Change | 7.125% |
| EPS / (LPS) | HKD 2.245 |
| NBV Per Share ($) | HKD 34.084 |