| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 134,348,000 | -7.424% | 284,588,000 | 309,791,000 | 317,692,000 | 313,609,000 |
| Interest Expense | (61,199,000) | -17.210% | (140,119,000) | (163,112,000) | (174,153,000) | (162,962,000) |
| Net Interest Income | 73,149,000 | 2.736% | 144,469,000 | 146,679,000 | 143,539,000 | 150,647,000 |
| Other Operating Income | 37,260,000 | 8.868% | 68,167,000 | 66,544,000 | 62,031,000 | 60,462,000 |
| Total Operating Income | 110,409,000 | 4.727% | 212,636,000 | 213,223,000 | 205,570,000 | 211,109,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 110,409,000 | 4.727% | 212,636,000 | 213,223,000 | 205,570,000 | 211,109,000 |
| Operating Expenses | (30,270,000) | 2.167% | (70,880,000) | (71,938,000) | (69,214,000) | (66,838,000) |
| Impairment Losses on Loans & Advances | (30,940,000) | 21.495% | (51,030,000) | (52,699,000) | (49,840,000) | (55,786,000) |
| Other Impairment Losses | (2,524,000) | -38.738% | (7,142,000) | (8,414,000) | (12,364,000) | (15,618,000) |
| Operating Profit / (Loss) | 46,675,000 | 1.002% | 83,584,000 | 80,172,000 | 74,152,000 | 72,867,000 |
| Change in FV & Impairment on Inv. Prop. | (4,000) | -91.837% | (86,000) | (24,000) | (1,000) | (74,000) |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 208,000 | -54.684% | 545,000 | 715,000 | 736,000 | 623,000 |
| Profit / (Loss) before Taxation | 46,879,000 | 0.551% | 84,043,000 | 80,863,000 | 74,887,000 | 73,416,000 |
| Taxation | (8,700,000) | -8.881% | (12,553,000) | (11,395,000) | (6,825,000) | (10,466,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (577,000) | -3.188% | (872,000) | (892,000) | (1,046,000) | (847,000) |
| Others | (2,406,000) | 0.000% | (2,406,000) | (3,360,000) | (3,360,000) | (3,360,000) |
| Profit / (Loss) Attributable to Shareholders | 35,196,000 | 3.299% | 68,212,000 | 65,216,000 | 63,656,000 | 58,743,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 3,712,000 | -0.483% | 7,652,000 | 8,311,000 | 8,124,000 | 7,399,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 63.000 | 1.613% | 120.000 | 122.000 | 127.000 | 117.000 |
| DPS (cts) | 20.300 | -- | 38.100 | 35.470 | 35.600 | 32.900 |
| Dividend Payout Ratio (%) | 32.222% | -- | 31.750% | 29.074% | 28.031% | 28.120% |
| Cash flow per share ($) | -- | -- | 7.990 | (3.456) | (0.019) | 3.986 |
| NBV per share ($) | 14.049 | -- | 13.637 | 13.212 | 12.950 | 11.899 |
| Remarks: | Real time quote last updated: 28/08/2026 18:00 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 35,196,000 |
| %Change | 3.299% |
| EPS / (LPS) | RMB 0.630 |
| NBV Per Share (¥) | RMB 14.049 |